Situation of fundamental rights in the European Union in 2024 and 2025

Tabled by Mary Khan, Milan Uhrík, Christine Anderson

Added: 10a. Strongly condemns the growing practice of ‘debanking’, whereby individuals and organisations are denied access to their payment accounts or have them terminated without credible, transparent or proportionate justification; considers that such practices are often initiated on the basis of opaque risk assessments or for political and reputational considerations; stresses that access to payment accounts constitutes a fundamental prerequisite for participating in economic and social life; calls on the Member States to put in place robust safeguards to prevent such abuses, ensure full transparency of decision-making and guarantee effective remedies;

Wording as published by the EP, in English. PE783.025v01-00